Monday, May 24, 2010

Income tax time. Does anyone use Turbo, H and R Block, any program used on your computer?

I have always used a bookeeper. Since my husband has retired our taxes are now pretty simple. Does anyone have a computer program that they reccomend?

Income tax time. Does anyone use Turbo, H and R Block, any program used on your computer?
Just do Turbotax or TaxAct. eFile on the Federal only and the free Federal eFile. Then go to your State website. You can find it in any search engine. You type in your State along with "department of taxation". E.g, I typed in California Department of Taxation on altavista and "California Franchise Tax Board" came up. That's the government body that collects income tax {and I believe all taxes} for the State of California. I say all of that because I do not know a single State that charges on their website. So you can eFile the State return for free. If the IRS accepts your return, you should get your State back in 5 business days and your Federal in 10-15 business days depending upon how late in the season. This also depends upon the software not messing up. You have to keep checking to make sure it went through. I've bought very expensive software before (drake) and it didn't go through. I got all kinds of lies and excuses for why it didn't go through, depending upon which rep answered the phone.





Wow! One thing to watch out for: refund anticipation loans {RALs}: Don't do it. What they do is USURY and should be illegal. These "emerald" loans are just as unscrupulous as the whole life insurance companies. Instead of being remorseful and ceasing to attempt to bleed the public, they came out with universal life. What a ripoff!! Now, Block with their refund anticipation loans, instead of ceasing such things, have come out with the "emerald loans", or "green emerald loans". They want to trap you in to having no choice but to return to them. That's the same as whole life insurance. I heard more prospective clients tell me "I've put too much in to it. I can't get out". Same scenario. So don't go to Block. Here is a testimonial: "If you got an emerald advance line done from them in December probably yes {you're trapped in to returning to that outfit}. If you can, do not go to H%26amp;R Block this year. My sister got an advance done in December and she paid through the teeth this tax season. She paid


almost double what she did in 2006. Also, they are not issuing checks anymore, either. They are giving the early anticipation loans now on a debit card. My advice for you is to go to a local private tax preparer who will probably do the return for under $100. They can e-file the tax return and you won't have to pay the outrageous fees. So if you did have H%26amp;R Block do an advance in December you'll have to have them finish the other part of the return for 2007. If you didn't then you won't have to return ere."


Another testimonial on the sick joke of going to H%26amp;ripoff: "In addition, I'd try to use something like Turbo Tax. All HR Block are doing is running software and asking


you the questions. When my wife and I first bought our house we were a little apprehensive about doing the taxes, so we went to HR Block. What a mistake. The guy at HR Block was asking us the questions that popped up on his computer. During this process we had a question about an item. The guy at HR Block


said he didn't know and he was only putting in what we told him to put in. This cost us $150! I ended up not letting them submit the taxes electronically because I had to look up my question. What a rip off!


TurboTax costs about $50 and does the same thing."


When my ex and I went to H%26amp;dumb dumbs, we found we owed a large tax bill. They calculated penalty and interest for us. That's up to the taxpayer and the IRS!! We had claimed 4 exemptions. Then the H%26amp; dumb dumb rep said "drop 'em". That's what she said. All the things you can legally do to save on your taxes; all the deductions and credits; all the ways you can save on your income taxes and you can find more ways every year. That's


what she said:"drop 'em". No questions; no deductions; no asking about receipts and diaries of expenses; no list to prepare to save on taxes in future years - worse than worthless! In a subsequent year, the moron told us that we were employers and had to withhold social security from our babysitter.


The limit for reporting income then was $600. We only paid around 50 to the babysitter. Yet H%26amp;R dumb dumb told us that we were employers and had to


withhold tax from this poor lady!! They did not tell us to get a second opinion!!! The idiot did not know the tax law. Further, the idiot and the thief told us that their company {H%26amp;R ripoff} would graciously amend our income tax return. Then they charged us the equivalent fee without any advance warning!! They said they would do it. They did not have to; they lied. then they made it appear as if they would do it without a fee, as there was only one entry to change. The fact that they are still in business show how illiterate taxpayers are about their taxes. That's what started my business. I got tired of overpaying my taxes. I went into competition with H%26amp;dishonest and exposed them.
Reply:You are welcome. Lord Bless:


Rocky


http://nextaxpro.spaces.live.c... Report It

Reply:I would recommend H%26amp;R Block, I have been using them since 2002 and my return is alway correct and quick. Plus they will back you up if you are audited for any reason. It also saves you information every year so I have access to my past returns just by logging on to their web site.
Reply:The 1040 and the info provided by www.irs.gov
Reply:Actually, I go to H%26amp;R Block online and do it. Super easy.

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